The Latest Scams Targeting Section 8 Applicants: What You Need to Know

Section 8 housing assistance is a critical program for many renters. Unfortunately, scammers have found ways to exploit the system, preying on applicants who are trying to secure affordable housing. At Section 8 Shield, we aim to keep renters like you informed about the latest scams targeting Section 8 applicants and how to avoid them.

Why Are Scammers Targeting Section 8?

Section 8, managed by the U.S. Department of Housing and Urban Development (HUD), helps millions of families afford housing. However, the high demand for housing assistance, combined with limited availability, creates an environment ripe for exploitation. Scammers know applicants may feel desperate or rushed, making them more likely to fall for fraudulent schemes.

Common Section 8 Scams in 2024

1. Fake Registration Fees

Scammers create websites or send emails asking for “registration fees” to get on a Section 8 waiting list. In reality, Section 8 applications are free, and no legitimate program will ask for upfront payments.

How to Avoid This Scam:

• Only apply through official channels, like your local Public Housing Agency (PHA). Use HUD’s  PHA contact tool to find your local agency.
• Never send money or provide personal information to third-party websites.

2. Priority Placement Scams

Some scammers promise to speed up your application or guarantee you a voucher in exchange for a fee. This is a scam—Section 8 operates on a first-come, first-served basis or lottery system, depending on your area.

What to Do Instead:

• Contact your local housing authority directly to understand the application process.
• Read our article Section 8 Application Denied? Understand How to Fight Back for guidance on improving your chances.

3. Imposter Landlords

Fake landlords target voucher holders by advertising properties that don’t exist or aren’t available for Section 8. They collect deposits and disappear.

How to Avoid This Scam:

• Visit the property in person before signing anything or paying money.
• Verify that the landlord accepts Section 8 by contacting your local housing authority.

Related Article: How to Check if a Landlord or Rental Agency Is Legitimate.

4. Phishing Emails and Calls

Scammers posing as HUD or your local housing authority send fake emails or make calls requesting sensitive information, such as your Social Security Number.

How to Protect Yourself:

• HUD and legitimate PHAs will never ask for sensitive information via email or phone.
• Verify communication by contacting your housing authority directly through official numbers listed on HUD.gov.

How to Spot a Section 8 Scam

Here are some red flags to look out for when dealing with Section 8 applications or landlords:

• Unsolicited Offers: If someone contacts you claiming to have special access to Section 8 housing, it’s likely a scam.
• Requests for Immediate Payment: Scammers often pressure you to pay quickly to “secure your spot.” Legitimate programs do not charge fees.
• Unsecured Websites: Always ensure the website you’re using has a secure URL starting with “https” and ends with “.gov” if it’s government-affiliated.
• Lack of Documentation: A legitimate landlord will provide written agreements and allow time to review them.

What to Do If You’ve Been Scammed

If you believe you’ve fallen victim to a Section 8 scam, don’t panic. Here are the steps you should take:

1. Report the Scam
   • File a complaint with the Federal Trade Commission (FTC).
   • Notify your local housing authority about the scam.
2. Protect Your Information
   If you’ve shared sensitive details, monitor your credit report for signs of identity theft. Use resources like IdentityTheft.gov for additional help.
3. Warn Others
   Share your experience with trusted platforms, including your local housing authority and consumer protection websites like BBB Scam Tracker.
4. Learn From the Experience
   Read more about common scams targeting renters in our article How to Recognize and Avoid Fake EvictionNotices.

Resources for Section 8 Applicants

Navigating the Section 8 process can be challenging, but several trusted resources are available to help:

• HUD Website: For official Section 8 information, visit HUD.gov.
• Local Housing Authorities: Contact your local PHA for assistance and guidance.
• Consumer Protection Agencies: Agencies like the FTC and Better Business Bureau provide resources for reporting scams.

Protecting Yourself in 2024

The best way to protect yourself is to stay informed. Always verify information through official sources and take your time before making decisions. If something feels off, trust your instincts.

At Section 8 Shield, we’re dedicated to protecting renters like you from scams and misinformation. Explore our articles, tools, and trusted resources to make your housing search safer. Let us know if you’ve encountered a scam—your story could help protect others.